Cost & Treatment Time
What do braces and Invisalign cost?
The honest answer: it depends on your smile. Here's exactly how we figure your fee, how insurance and our 0% payment plans help, and how long treatment usually takes.

How your fee is set
Every orthodontic case is different, so we don't quote prices without seeing you first. At your free consultation, Dr. Croft does a full exam with photos and X-rays to find the dental and skeletal problems behind your bite. Your fee is based on:
- How complex your case is. Simple crowding costs less to fix than a large overbite or underbite.
- The type of treatment. Phase I early treatment for kids is shorter and costs less than full (comprehensive) treatment.
- The option you choose. Clear braces and Invisalign generally carry a slight upcharge over metal braces.
How insurance fits in
The math is simple: your total case fee, minus your insurance benefit, is your portion. We work with almost all dental insurance plans and will check the orthodontic benefit on your policy for you. Many plans cover about half of treatment, up to a lifetime maximum for each covered person. See the plans we work with.
0% interest payment plans
- Small down payment. Most patients put about 10% of their portion down.
- Monthly payments with no interest. The rest is split over 12, 18 or 24+ months, based on your estimated treatment time.
- Automatic payments. We can set up autopay each month so you don't have to think about it.
- Paid-in-full discount. Prefer to pay up front? You'll generally get a discount.
- HSA and FSA cards work just like a regular credit or debit card.
It's all in-house. We don't use outside finance companies, because they charge fees to both patients and the practice.
How long treatment usually takes
These are typical ranges. Your time depends on how complex your case is, your growth, wearing your elastics, and keeping your brackets intact.
| Type of case | Typical time |
|---|---|
| Braces: mild crowding or spacing | About 12 to 18 months |
| Braces: moderate overbite, underbite or deep bite | About 20 to 26 months |
| Braces: extractions, impacted teeth or more complex bite correction | About 24 to 36 months |
| Invisalign Lite: front-teeth crowding or spacing | About 8 to 14 months |
| Invisalign Comprehensive: moderate to severe crowding, deep bite, overbite or underbite | About 12 to 24+ months |
| Phase I early treatment | Usually 12 to 18 months |
Want your own number? Book your free consultation and you'll leave with your fee, your insurance estimate, your payment options and your estimated treatment time.
Cost questions we hear a lot
How much do braces cost in Peoria?
It depends on your case. Your fee is based on how complex your bite is, whether it's Phase I or full (comprehensive) treatment, and which option you choose. Your orthodontic insurance benefit is then subtracted, and the rest is your portion. You'll get your exact number at your free consultation.
Is Invisalign more expensive than braces?
Usually just slightly. Clear braces and Invisalign generally carry a small upcharge over metal braces. Dr. Croft will show you the price of each option side by side so you can choose.
Why don't you list prices online?
Because no two mouths are the same. A quote without an exam is a guess. Dr. Croft needs a full exam with photos and X-rays to see the dental and skeletal problems behind your bite, and those are included free at your consultation.
Do you offer payment plans?
Yes. Our in-house plans are 0% interest. Most patients put about 10% of their portion down, then split the rest into monthly payments over 12, 18 or 24+ months, based on their estimated treatment time. Automatic monthly payments are available.
Is there a discount for paying in full?
Yes, patients who pay in full generally receive a paid-in-full discount.
How long will my treatment take?
Most braces cases take 12 to 36 months and most Invisalign cases 8 to 24 months, depending on complexity. Growth, wearing your elastics and not breaking brackets all affect your time. You'll get your estimate at your consultation.